Replacing electric heating with a heat pump means taking out storage heaters, panel heaters or an electric boiler and installing an air-to-water heat pump that heats water for radiators or underfloor heating and a hot water cylinder. If you already have an electric boiler and radiators, the change is similar to a boiler swap. If you have storage or panel heaters, there is no wet system yet, so radiators and pipework need to be installed throughout.
For Argyll and Bute homes with solid floors, the survey plans pipe routes through walls and ceilings to keep disruption predictable. Flats in Argyll and Bute heated by storage heaters can often switch, subject to the freeholder's consent and a workable outdoor position. Installers in Argyll and Bute work room by room, so you can stay in your home while radiators go in.
Who it suits
- Owners planning redecoration or other building work at the same time
- Homes with storage heaters or panel heaters throughout
- Flats with a suitable wall, balcony or ground-floor space for the unit
- Bungalows and houses with suspended timber floors that make pipe runs easier
Grants and rules for heat pumps in Scotland
In Scotland, heat pump funding comes through Home Energy Scotland rather than the Boiler Upgrade Scheme: a grant of up to £7,500 (up to £1,500 extra for eligible rural and island homes) and an optional interest-free loan of up to £7,500. For a home in Argyll and Bute, apply and receive the written offer before the installation date is fixed.
There is no VAT on installing a heat pump anywhere in the UK, Scotland included, until 31 March 2027. Scottish permitted development rules and building standards apply, and the surveyor checks the unit position and any listed or conservation-area constraints.
Electric heating to heat pump prices in Argyll and Bute
Here are typical prices for replacing electric heating with a heat pump in Argyll and Bute, installed and including VAT. Use the guide price tool for a figure based on your home, then a survey confirms it in writing.
| Home | Typical size | Installed guide price |
|---|---|---|
| 1–2 bedroom flat or small terrace | 4–5 kW | £10,250–£13,500 |
| 2–3 bedroom terrace or semi | 5–7 kW | £11,350–£14,600 |
| 3 bedroom semi or small detached | 6–9 kW | £12,950–£16,750 |
| 4 bedroom detached | 8–12 kW | £15,100–£19,450 |
| 5+ bedroom or larger older house | 11–16 kW | £17,800–£24,300 |
Installed, inc VAT: unit, cylinder, controls, minor pipework and commissioning. In Scotland, Home Energy Scotland grants of up to £7,500 and interest-free loans may reduce the cost.
Towns we cover in Argyll and Bute
We cover 6 towns in Argyll and Bute for replacing electric heating with a heat pump. Each links to local guide prices and the grant position for Scotland.
| Town | Postcode district | Nearest town | Midwinter daylight |
|---|---|---|---|
| Campbeltown | PA28 | Girvan | 7 h 04 min |
| Dunoon | PA23 | Gourock | 6 h 57 min |
| Helensburgh | G84 | Greenock | 6 h 57 min |
| Lochgilphead | PA31 | Dunoon | 6 h 56 min |
| Oban | PA34 | Lochgilphead | 6 h 51 min |
| Rothesay | PA20 | – | 6 h 59 min |
Replacing electric heating with a heat pump questions
Can I replace storage heaters with a heat pump?
Yes. Storage heaters are removed and replaced with an air-to-water heat pump connected to new radiators or underfloor heating and a hot water cylinder. Because there is no existing wet system, pipework has to be run to each room, so the job is larger than a boiler swap. The survey plans pipe routes and radiator sizes before you receive a written quote.
Do I qualify for the Boiler Upgrade Scheme if I have electric heating?
In England and Wales, owners of existing homes replacing electric heating can qualify, provided the heat pump meets the home's full heating and hot water needs and the other scheme conditions are met. The grant is £7,500 for an air-to-water system. The scheme does not cover Scotland or Northern Ireland; Scotland has separate Home Energy Scotland funding.
How disruptive is fitting radiators in a home that has none?
More disruptive than a boiler swap, but planned. Floorboards are lifted to run pipes, some holes are drilled through walls and radiators are hung room by room. Rooms are worked on in a set order so you can keep living at home, and holes are made good, while redecoration is usually yours. The programme in your quote shows how long each stage typically takes.
Is a heat pump cheaper to run than storage heaters?
It can be, but it depends on your tariff. Direct electric heat costs the full unit rate, 26.32p per kWh at the October to December 2026 price cap, while a heat pump with a seasonal efficiency of 3.0 delivers heat for about 8.8p per kWh. Storage heaters charged on a cheap overnight rate narrow that gap, so the survey compares on your actual tariff, insulation and expected flow temperature.