Heat pump grants are government-funded payments towards the cost of installing a heat pump, and the scheme you can use depends on where you live in the UK. In England and Wales the main scheme is the Boiler Upgrade Scheme, which takes £7,500 off the price of an air source heat pump. In Scotland, Home Energy Scotland offers a grant and an optional interest-free loan. Northern Ireland has no dedicated heat pump grant for homeowners at present.
For landlords with property in Argyll and Bute, we explain the funding position for each home before quoting. Homeowners in Argyll and Bute get a clear written quote showing the full price and any funding that applies. Oil and LPG-heated homes around Argyll and Bute can have their options set out alongside the cost of a full system.
Who it suits
- Scottish homeowners applying through Home Energy Scotland, including rural and island homes
- Anyone unsure which scheme applies and wanting it checked before committing
Grants and rules for heat pumps in Scotland
In Scotland, heat pump funding comes through Home Energy Scotland rather than the Boiler Upgrade Scheme: a grant of up to £7,500 (up to £1,500 extra for eligible rural and island homes) and an optional interest-free loan of up to £7,500. For a home in Argyll and Bute, apply and receive the written offer before the installation date is fixed.
Installing heat pumps is zero-rated for VAT across the UK until 31 March 2027. Scotland has its own permitted development rules for air source heat pumps and its own building standards, so we confirm what applies to your property at survey.
Grants and VAT across the UK
| Nation | Main support for heat pumps | Key points |
|---|---|---|
| England | Boiler Upgrade Scheme: £7,500 (£9,000 replacing oil or LPG, 21 July 2026 to 31 March 2027; £2,500 air-to-air) | MCS-certified installer applies; deducted from your quote |
| Wales | Boiler Upgrade Scheme: £7,500 (£9,000 replacing oil or LPG, 21 July 2026 to 31 March 2027) | Same scheme and rules as England |
| Scotland | Home Energy Scotland grant up to £7,500, plus up to £1,500 rural uplift; interest-free loan up to £7,500 | You apply; written offer needed before work starts |
| Northern Ireland | No dedicated heat pump grant for homeowners at present | Some heat pumps funded through NISEP in the past |
Heat pump installation is zero-rated for VAT across the UK, including Northern Ireland, until 31 March 2027. Scheme figures as at October 2026; check gov.uk, Ofgem or Home Energy Scotland before relying on them.
Towns we cover in Argyll and Bute
We cover 6 towns in Argyll and Bute for heat pump grants. Each links to local guide prices and the grant position for Scotland.
| Town | Postcode district | Nearest town | Midwinter daylight |
|---|---|---|---|
| Campbeltown | PA28 | Girvan | 7 h 04 min |
| Dunoon | PA23 | Gourock | 6 h 57 min |
| Helensburgh | G84 | Greenock | 6 h 57 min |
| Lochgilphead | PA31 | Dunoon | 6 h 56 min |
| Oban | PA34 | Lochgilphead | 6 h 51 min |
| Rothesay | PA20 | – | 6 h 59 min |
Heat pump grants questions
Can I start work before my Home Energy Scotland offer arrives?
No. In Scotland you must receive a written funding offer from Home Energy Scotland before work starts, otherwise the work may not be funded. We plan the installation date only once your offer is confirmed. Funding is first come, first served, so it helps to apply once you have your written quote.
How much is the heat pump grant?
It depends on where you live. In England and Wales, the Boiler Upgrade Scheme pays £7,500 towards an air-to-water heat pump, or £9,000 when replacing oil or LPG heating for installations from 21 July 2026 to 31 March 2027. In Scotland, Home Energy Scotland offers up to £7,500, plus a rural uplift and an optional loan. Northern Ireland has no dedicated grant at present.