There are two main ways to fit it. In new floors, such as an extension or a ground floor being dug out, pipes are set into a screed: a layer of sand and cement, or a flowing liquid mix, laid over insulation. In existing rooms, a low-profile or overlay system uses thin grooved boards laid on top of the current floor, raising it by a modest amount instead of breaking it up.
We coordinate with builders working in Bedfordshire so underfloor pipes are laid and tested before the screed goes down. Homeowners in Bedfordshire and across Bedfordshire can mix underfloor heating downstairs with radiators upstairs on one heat pump. For homes in Bedfordshire with solid ground floors, a low-profile overlay system can avoid breaking up the existing floor.
Who it suits
- Self-builds and new floors where insulation and screed are going in anyway
- Rooms where wall space for radiators is scarce
- Homeowners who want even, gentle warmth with no radiators on show
- Extensions, especially open-plan kitchen-diners with large glazed areas
Grants and rules for heat pumps in England
In England the Boiler Upgrade Scheme gives £7,500 towards an air source heat pump (£9,000 if it replaces oil or LPG, from 21 July 2026 to 31 March 2027), and since 28 April 2026 a valid EPC is no longer needed. The grant is applied for by the MCS-certified installer and shown as a deduction on your quote.
There is no VAT on installing a heat pump anywhere in the UK until 31 March 2027. In England most houses can have an air source heat pump under permitted development, provided the unit meets the MCS noise and siting standards; the old 1 m boundary limit was removed on 29 May 2025. We flag listed buildings, flats and sensitive conservation-area positions at survey.
Underfloor heating with heat pumps prices in Bedfordshire
The ranges below are typical installed prices for homes in Bedfordshire, including VAT. A survey sets the exact figure, because two similar-looking houses in Bedfordshire can need quite different radiators and pipework.
| Work | Guide price |
|---|---|
| Wet underfloor heating, one room | £1,550–£3,550 |
| Wet underfloor heating, whole ground floor | £5,100–£15,300 |
Installed, inc VAT. Floor finishes and screed drying time are confirmed at survey.
Towns we cover in Bedfordshire
We cover 9 towns in Bedfordshire for underfloor heating with a heat pump. Each links to local guide prices and the grant position for England.
| Town | Postcode district | Nearest town | Midwinter daylight |
|---|---|---|---|
| Luton | LU1 | Dunstable | 7 h 46 min |
| Bedford | MK40 | Kempston | 7 h 43 min |
| Dunstable | LU6 | Luton | 7 h 46 min |
| Leighton Buzzard | LU7 | Dunstable | 7 h 45 min |
| Ampthill | MK45 | Flitwick | 7 h 44 min |
| Kempston | MK42 | Bedford | 7 h 43 min |
| Biggleswade | SG18 | Sandy | 7 h 43 min |
| Flitwick | MK45 | Ampthill | 7 h 44 min |
| Sandy | SG19 | Biggleswade | 7 h 43 min |
Underfloor heating with a heat pump questions
Can I put carpet over underfloor heating?
Yes, as long as the carpet and underlay together have a low tog rating, which measures how much they resist heat. For heat pump systems a combined figure of around 1.5 tog or less is a common target. Thick carpet on heavy underlay can cut output noticeably, so rooms with carpet may need closer pipe spacing.
How much will an overlay system raise my floor?
A low-profile overlay system typically adds around 15–25 mm for the boards, plus the thickness of the new floor finish. That can be enough to need door trimming, threshold strips and adjustments where the floor meets kitchen units or stairs. We measure these details at the survey so the build-up is agreed before work starts.
How long does a screed floor take before I can use the heating?
Screed needs to dry before the heating is used at full temperature and before most floor finishes are laid. Drying time depends on the screed type, depth and conditions, from around a week for some liquid screeds to several weeks or more for traditional sand and cement. The heating is then brought up gradually over several days to avoid cracking.
Is underfloor heating better than radiators with a heat pump?
Underfloor heating usually allows a lower flow temperature than radiators, which helps a heat pump run efficiently. That does not make radiators a poor choice: correctly sized radiators also work well, and they are far less disruptive to fit in existing rooms. Many homes use underfloor heating in an extension or on the ground floor and radiators elsewhere.