Replacing electric heating with a heat pump means taking out storage heaters, panel heaters or an electric boiler and installing an air-to-water heat pump that heats water for radiators or underfloor heating and a hot water cylinder. If you already have an electric boiler and radiators, the change is similar to a boiler swap. If you have storage or panel heaters, there is no wet system yet, so radiators and pipework need to be installed throughout.
Installers in the Scottish Borders work room by room, so you can stay in your home while radiators go in. Owners across the Scottish Borders moving off storage heaters can arrange a survey in the Scottish Borders that compares running costs on their real tariff. For the Scottish Borders homes with solid floors, the survey plans pipe routes through walls and ceilings to keep disruption predictable.
Who it suits
- Homes with storage heaters or panel heaters throughout
- Flats with a suitable wall, balcony or ground-floor space for the unit
- Properties with an electric boiler and existing radiators
- Owners planning redecoration or other building work at the same time
Grants and rules for heat pumps in Scotland
The Boiler Upgrade Scheme does not apply in Scotland. Instead, homeowners in the Scottish Borders can apply to Home Energy Scotland for a grant of up to £7,500 towards a heat pump, with up to £1,500 more for eligible rural and island homes, plus an optional interest-free loan of up to £7,500. You need a written funding offer before any work starts.
There is no VAT on installing a heat pump anywhere in the UK, Scotland included, until 31 March 2027. Scottish permitted development rules and building standards apply, and the surveyor checks the unit position and any listed or conservation-area constraints.
Electric heating to heat pump prices in the Scottish Borders
Here are typical prices for replacing electric heating with a heat pump in the Scottish Borders, installed and including VAT. Use the guide price tool for a figure based on your home, then a survey confirms it in writing.
| Home | Typical size | Installed guide price |
|---|---|---|
| 1–2 bedroom flat or small terrace | 4–5 kW | £9,700–£12,750 |
| 2–3 bedroom terrace or semi | 5–7 kW | £10,700–£13,750 |
| 3 bedroom semi or small detached | 6–9 kW | £12,250–£15,800 |
| 4 bedroom detached | 8–12 kW | £14,300–£18,350 |
| 5+ bedroom or larger older house | 11–16 kW | £16,850–£22,950 |
Installed, inc VAT: unit, cylinder, controls, minor pipework and commissioning. In Scotland, Home Energy Scotland grants of up to £7,500 and interest-free loans may reduce the cost.
Towns we cover in the Scottish Borders
We cover 8 towns in the Scottish Borders for replacing electric heating with a heat pump. Each links to local guide prices and the grant position for Scotland.
| Town | Postcode district | Nearest town | Midwinter daylight |
|---|---|---|---|
| Duns | TD11 | Eyemouth | 7 h 00 min |
| Eyemouth | TD14 | Duns | 6 h 58 min |
| Galashiels | TD1 | Selkirk | 7 h 02 min |
| Hawick | TD9 | Selkirk | 7 h 04 min |
| Jedburgh | TD8 | Kelso | 7 h 04 min |
| Kelso | TD5 | Jedburgh | 7 h 02 min |
| Peebles | EH45 | Penicuik | 7 h 01 min |
| Selkirk | TD7 | Galashiels | 7 h 03 min |
Replacing electric heating with a heat pump questions
Can I keep my electric immersion cylinder?
Usually not for heating by the heat pump, because a standard immersion cylinder has no coil, or one too small to take heat at low flow temperatures. A heat pump cylinder replaces it, often in the same cupboard, and keeps an immersion element as backup. If you choose an air-to-air system instead, which does not make hot water, the existing cylinder stays in use.
Can I replace storage heaters with a heat pump?
Yes. Storage heaters are removed and replaced with an air-to-water heat pump connected to new radiators or underfloor heating and a hot water cylinder. Because there is no existing wet system, pipework has to be run to each room, so the job is larger than a boiler swap. The survey plans pipe routes and radiator sizes before you receive a written quote.
Is a heat pump cheaper to run than storage heaters?
It can be, but it depends on your tariff. Direct electric heat costs the full unit rate, 26.32p per kWh at the October to December 2026 price cap, while a heat pump with a seasonal efficiency of 3.0 delivers heat for about 8.8p per kWh. Storage heaters charged on a cheap overnight rate narrow that gap, so the survey compares on your actual tariff, insulation and expected flow temperature.
How disruptive is fitting radiators in a home that has none?
More disruptive than a boiler swap, but planned. Floorboards are lifted to run pipes, some holes are drilled through walls and radiators are hung room by room. Rooms are worked on in a set order so you can keep living at home, and holes are made good, while redecoration is usually yours. The programme in your quote shows how long each stage typically takes.